CUMONEY Visa Everyday Spend

           

DIGITAL RELOADS

You can digitally reload your card any one of the following ways:

  • With a Credit or Debit Card – funds available IMMEDIATELY
    • Cardholder website www.cumoney.com
    • CUMONEY mobile app
    • VRU toll free number 1-833-729-2853
  • Check Deposit via the CUMONEY Prepaid Mobile App – you select fund availability, immediately or normal check clearing timeframe
  • You may add funds in the minimum amount of $10 for Everyday Spend cards and TravelMoney cards.
  • Your card has a maximum balance of $5,000 at any time
You may set-up various recurring and scheduled reloads on the cardholder website.
  • Low balance trigger reload
  • Schedule a one-time future load
  • Schedule recurring loads up to 6 months in advance
If you do not want to load your card but want to be alerted to a low balance, email and text alert messages are available.  There are a variety of alert messages that you can select on the website or mobile app.
 

ATM CASH WITHDRAWALS

Virtual cards can be used online wherever Visa is accepted!  

Virtual and Plastic cards can be added to mobile wallets, like Google Pay, Samsung Pay, Apple Pay, and more.  Once added to a mobile wallet you may use your mobile device to tap and pay at merchant POS terminals and ATMs* wherever the contactless symbol is displayed. If you need cash, you can also use your card for a withdrawal at an ATM* – wherever Visa, Star or Plus are displayed!! 
 

Please remember the daily limits when making purchases and cash withdrawals from your card:

CUMONEY® Visa® Everyday Spend Cards:

  • Up to 10 ATM withdrawals per day, with a $300 daily maximum
  • Up to 2 cash advances over the counter at any Visa Member financial institution, with a $1,000 daily maximum
  • 25 merchant PIN purchases, with a $1,500 daily maximum or your available funds balance, whichever is less
  • 25 merchant signature purchases, with a $5,000 daily maximum or your available funds balance, whichever is less

CUMONEY® Visa TravelMoney® Cards:

  • Up to 3 ATM withdrawals per day, with a $500 daily maximum
  • Up to 2 cash advances over the counter at any Visa Member financial institution, with a $1,000 daily maximum
  • 25 merchant PIN purchases, with a $2,500 daily maximum or your available funds balance, whichever is less
  • 25 merchant signature purchases, with a $5,000 daily maximum or your available funds balance, whichever is less

 

*ATM must be enabled with the contactless feature to use your mobile device and virtual card.